Yes, some plans cover all pre-existing conditions and require no medical evidence but have limited benefits. Others will allow you on the plan but will not cover your exisitng treatments or prescriptions.

In some cases you can keep the exact plan you have now, but in all other cases you are given the opportunity to purchase a personal plan without medical evidence made specifically for employees leaving their plan. You have 90 days to apply after leaving the plan. It does not need to be the plan that insurance company offers.

Personal insurance plans can range from $60 to $400 and can vary based on age, amount of benefits and number of members of the family.

Private health and dental plans can range from $60 to $400 and the price depends on age, amount of benefits and number of members of the family.

Yes you can, and should if you do not have any through work. Prices can range from $60 to $400 vary based on age, amount of benefits and number of members of the family.

No, its not required but you should to cover unexpected expenses such as dental care, prescriptions or physiotherapy.

Benefits are almost always better at work, require no medical qualifications (for good plans) and better value. However once you have a personal plan, you canot get kicked off the plan, and you can carry the benefits indefinitely past retirement which a group plan does not. Although there are options at retirement, they are not as good.

Although Canada offers free health services such as your doctor or the hospital, you have to pay services like health practitioners or prescriptions.

In a perfect scenario, a combination of group insurance through work and a personal plan, which you can carry between jobs and past retirement.

They do, but the plans are very limited, include a lot of exceptions and limitations. There are better, less expensive plans out there especially for businesses.

You can contact the companies directly and do online research, although this is not very efficient and you will will have trouble getting answers. We recommend using a benefits broker who is familiar with all the programs and can set you up with the plan that best suits you.

Private health insurance is always worth it, even if you are healthy. It allows you to pay monthly and is there for large expenses such as dental or an expensive prescription drug.

Yes, once you leave the doctor’s office or hospital and seek treatment, you will find yourself out-of-pocket for practitioners or prescriptions. Also with dental costs rising, can you afford a large lump sum payment to pay for treatment?

Absolutely, once you leave the doctors office or hospital and seek treatment, you will most likely find yourself out-of-pocket for practitioners or prescriptions.

Yes, personal insurance plans can range from $60 to $400 and can vary based on age, amount of benefits and number of members of the family.

Not always, but it also acts as insurance. If you have to start taking a prescription you will have coverage. Once you get sick, personal plans do not usually cover pre-existing conditions and it will be too late. Business owners can also purchase them through their business and will also save on taxes.

Personal or private insurance held by a individual or self-employed business, and group health insurance which is sponsored by an employer and offer to employees.