Mental Health Benefits
There is no doubt that physical health is directly linked to mental health. There is also no doubt that poor mental health can result in reduced productivity in the workplace environment. Thus, as a business owner, it is important that you address your employees’ mental health.
Mental Health in the Workplace
According to the World Health Organization, health is a “state of complete physical, mental and social well-being and not merely the absence of disease or infirmity”, and “there is no health without mental health.”
There are numerous associations between one’s quality of mental health and physical health. Three of the biggest associations are:
- Poor mental health puts an individual at risk for chronic physical health problems
- Individuals with chronic physical health problems are likely to develop poor mental health
- Individuals with serious mental health problems have a high risk of developing severe physical health problems
Your employees likely have stresses and challenges in their personal lives, in addition to the stress that occurs at work. As their employer, you have a unique opportunity to address mental health issues by offering a mental health benefits package.
Overcoming Mental Health Barriers
Without a mental health benefits plan in place, many employees won’t seek help when they need it. If these services are easy to access, however, the biggest barrier to finding and using mental health services is effectively removed.
Another barrier to accessing mental health services is money. Even if an individual manages to find a qualified counselor, therapist, or consultant related to their specific concern, they may not be able to afford to engage them on a regular basis. By providing a benefits plan that addresses mental health, such as Employee Assistance Program (EAP) counseling, you remove these barriers and make it easy for your employees to get the help they need.
What are Mental Health Benefits?
Mental Health Benefits often come in the form of sessions with a qualified counselor, a benefit Your extended health plan can include but they can also refer to services and add-ons covered by an Employee Assistance Program, Health Spending Account, or the Perks you offer.
Employee Assistance Programs offer services to help employees deal with such concerns as
- Finances
- Family and marital problems
- Emotional problems
- Substance abuse
- Legal problems
Perks are bonuses that you can offer to make the workplace more comfortable and supportive. Many perks, such as the following, serve to provide outlets for your employees’ stress or prevent an issue that may create stress:
- Gym memberships
- Work-at-home options
- Additional paid leave
- Wellness incentives
Why Choose Us?
Lifetime Benefits not only offers extensive and budget-friendly Personal Health Insurance plans, but we also work to make the process of applying and claiming easy and stress-free. Applying for Personal Health Insurance doesn’t have to be a chore or even a challenge. Please feel free to call us today and we will help you find a plan that suits your needs and budget. Click here to contact us today.
Get a free no-obligation online quote for employee benefits by following the link:
Mental Health Insurance FAQ
Plans can offer mental health practitioners in the paramedical category, as well as offer a comprehensive employee assistance program (EAP). Adding on a health spending account for additional mental health support can also help.
Yes, for a number of reasons including but not limited to safety of the employee and their co workers, productivity and absenteeism.
There is no specific list however most disability plans are paraphrased as saying “you are disabled if you cannot perform the duties of your job due to injury or illness” – it would depend on severity.
An employee can can claim services from a variety of mental health practitioners. They can include psychologist, psychotherapist, clinical counsellor, family therapist and more. There can also be emergency benefits available through an employee assistance program.
Yes it can be, and would be based on severity and if it interferes with your ability to earn a living.
in 2022 the average payment is $1,053.20 which shows the need to have your own plan outside of the government.
That depends on your long term disability plan or if you are not covered by an employer sponsored plan. The average payment is $1,053.20 for government disability which shows the need to have your own plan.
You can apply for short or long term disability if your benefits plan includes it, or to the government for employment insurance for the short term and CPP disability for the long term.
Yes, depending on severity you can apply for short or long term disability if your benefits plan includes it, or to the government for employment insurance for the short term and CPP disability for the long term.
Yes, depending on severity you can apply for short or long term disability if your benefits plan includes it, or to the government for employment insurance for the short term and CPP disability for the long term.
Any program you apply to will have their own forms and require some information to filled out by your doctor.
If you are unable to work due to the severity, you will need to qualify. Any program you apply to will have their own forms and require some information to filled out by your doctor.
One that affects your ability to perform the basic activities of life and for disability benefits would also affect your ability to work.
